What is bank settlement in Flipkart?
The bank settlement amount is the money Flipkart transfers to your bank account for an order: the selling price minus every deduction Flipkart applies. It is not your profit, and it is not the order value in your dashboard. Your product cost still comes out of it.
On the example, the ₹999 order settles ₹693. The ₹306 gap is ₹150 of commission, ₹105 of fixed fee, collection fee and shipping, ₹46 of GST on those fees and ₹6 of TCS and TDS. Of the ₹693, ₹450 pays for the kurta and ₹15 for the packing.
When a settlement looks lower than you expected, compare each deduction on your Seller Hub payment report with the same line here; the one that differs is the rate to update in the calculator.
Flipkart fees calculator: what each deduction is
Seven things leave a Flipkart order before the money reaches your bank. Four are Flipkart’s charges, one is GST on those charges, and two are taxes held back for you.
Commission
A percentage of the selling price, set by category on the Flipkart rate card. ₹150 on the example at 15%.
Fixed fee, collection fee and Flipkart shipping charges
Per-order charges, also on the rate card. Shipping is billed on chargeable weight and zone, so a light kurta in an oversized bag is charged on the bag; the shipping cost calculator shows which weight you are billed on. ₹105 together on the example.
GST on Flipkart’s fees
GST is charged on the commission and fees, not on your product. The field defaults to 18%, the standard GST rate; use the rate printed on Flipkart’s fee invoice. A GST-registered seller claims it back as input tax credit, which is why the profit line adds it back. ₹46 on the example.
TCS and TDS
TCS is 0.5% of the taxable value, the rate for e-commerce operators since 10 July 2024; TDS under section 194-O is 0.1%. Both reduce the settlement but come back as credits when you file. ₹6 together on the example.
GST on your product
Already inside your price. Garments are 5% up to ₹2,500 a piece and 18% above, so the ₹999 kurta carries ₹48 of GST you remit.
Flipkart commission calculator: where your rate comes from
Flipkart sets commission, fixed fee, collection fee and shipping per category and publishes them as a rate card inside Seller Hub. Two apparel subcategories can carry different rates, so this page prints no table: a figure copied from elsewhere is the one most likely to be out of date.
If you are not registered yet, model a range. On the example, every five points of commission moves the expected profit by about ₹42 an order: ₹224 at 10%, ₹181 at 15%, ₹139 at 20%.
Once you sell, take an effective rate from a month of settlements instead: total Flipkart fees divided by total sales. That number already includes every fee your rate card applies to your mix of products.
Flipkart profit calculator: returns and break-even
A returned order earns nothing and costs the freight both ways, the packing and any ad spend that won it. On the example that is ₹105 per return. Expected profit is ₹198 an order at 10% returns, ₹181 at 15%, ₹164 at 20% and ₹131 at 30%.
The break-even selling price is the price at which the expected profit is zero after returns: ₹733 on the example. Below it, each order loses money on average even though a delivered one shows a profit.
Working from your cost instead? The price per piece calculator runs the other way, from the lot you bought to the price to list at.
Rates used in this calculator
Everything else on this page is an input. These are the only rates the page states, each with its source:
| Item | Value | Source, checked |
|---|---|---|
| Commission, fixed fee, collection fee, shipping | Your category’s rate card | Flipkart Seller Hub (sign-in), 18 Oct 2026 |
| TCS | 0.5% of taxable value | Ministry of Finance (PIB), from 10 Jul 2024 |
| TDS (194-O) | 0.1% | Income Tax Department, 4 Oct 2026 |
| GST on garments | 5% up to ₹2,500 a piece, 18% above | 56th GST Council (PIB), 4 Oct 2026 |
Comparing channels? Run the same product through the Meesho commission calculator, the Amazon seller calculator and the Myntra seller calculator; all four use the same tax model. Fees and GST for every marketplace are on our seller fees and GST hub.