Flipkart seller calculator: bank settlement, fees and profit

Enter the rates from your Seller Hub rate card. On the example inputs, a ₹999 kurta at a 15% commission, the bank settlement is ₹693 and the profit ₹181 per order at 15% returns.

By StitchMagic team · Last checked 18 October 2026

Commission

15% of the selling price, from your rate card

₹150

Fixed fee + collection fee + shipping

₹105

GST on Flipkart’s fees

18% on the fees, claimable as input tax credit

₹46

TCS + TDS withheld

held back now, credited when you file

₹6

Total Flipkart deductions

₹306

Bank settlement to you

what Flipkart transfers for a delivered order

₹693

GST you remit on the product

5%, already inside the selling price

₹48

Your own costs

product, packing, ads

₹465

Profit per delivered order

after GST and tax credits

₹232

Expected profit per order

after 15% returns at ₹105 each

₹181

Net margin

18.1%

Break-even selling price

below this, the returns eat the order

₹733

Rates are yours to enter — nothing is assumed. Check the current figures in your seller panel.

Listing the same products on Meesho too? ListMagic, our Chrome extension for the Meesho Supplier Panel, fills the catalog form. Free plan to start; Seller Pass ₹99 a month.

On the example inputs, a ₹999 kurta has a bank settlement of ₹693 after ₹306 of Flipkart deductions, makes ₹232 profit when it is delivered and ₹181 per order at 15% returns (18.1% margin). The 15% commission and the fees are an example, not Flipkart’s rates: Flipkart publishes its rate card inside Seller Hub, per category, so take yours from there.

What is bank settlement in Flipkart?

The bank settlement amount is the money Flipkart transfers to your bank account for an order: the selling price minus every deduction Flipkart applies. It is not your profit, and it is not the order value in your dashboard. Your product cost still comes out of it.

On the example, the ₹999 order settles ₹693. The ₹306 gap is ₹150 of commission, ₹105 of fixed fee, collection fee and shipping, ₹46 of GST on those fees and ₹6 of TCS and TDS. Of the ₹693, ₹450 pays for the kurta and ₹15 for the packing.

When a settlement looks lower than you expected, compare each deduction on your Seller Hub payment report with the same line here; the one that differs is the rate to update in the calculator.

Flipkart fees calculator: what each deduction is

Seven things leave a Flipkart order before the money reaches your bank. Four are Flipkart’s charges, one is GST on those charges, and two are taxes held back for you.

Commission

A percentage of the selling price, set by category on the Flipkart rate card. ₹150 on the example at 15%.

Fixed fee, collection fee and Flipkart shipping charges

Per-order charges, also on the rate card. Shipping is billed on chargeable weight and zone, so a light kurta in an oversized bag is charged on the bag; the shipping cost calculator shows which weight you are billed on. ₹105 together on the example.

GST on Flipkart’s fees

GST is charged on the commission and fees, not on your product. The field defaults to 18%, the standard GST rate; use the rate printed on Flipkart’s fee invoice. A GST-registered seller claims it back as input tax credit, which is why the profit line adds it back. ₹46 on the example.

TCS and TDS

TCS is 0.5% of the taxable value, the rate for e-commerce operators since 10 July 2024; TDS under section 194-O is 0.1%. Both reduce the settlement but come back as credits when you file. ₹6 together on the example.

GST on your product

Already inside your price. Garments are 5% up to ₹2,500 a piece and 18% above, so the ₹999 kurta carries ₹48 of GST you remit.

Flipkart commission calculator: where your rate comes from

Flipkart sets commission, fixed fee, collection fee and shipping per category and publishes them as a rate card inside Seller Hub. Two apparel subcategories can carry different rates, so this page prints no table: a figure copied from elsewhere is the one most likely to be out of date.

If you are not registered yet, model a range. On the example, every five points of commission moves the expected profit by about ₹42 an order: ₹224 at 10%, ₹181 at 15%, ₹139 at 20%.

Once you sell, take an effective rate from a month of settlements instead: total Flipkart fees divided by total sales. That number already includes every fee your rate card applies to your mix of products.

Flipkart profit calculator: returns and break-even

A returned order earns nothing and costs the freight both ways, the packing and any ad spend that won it. On the example that is ₹105 per return. Expected profit is ₹198 an order at 10% returns, ₹181 at 15%, ₹164 at 20% and ₹131 at 30%.

The break-even selling price is the price at which the expected profit is zero after returns: ₹733 on the example. Below it, each order loses money on average even though a delivered one shows a profit.

Working from your cost instead? The price per piece calculator runs the other way, from the lot you bought to the price to list at.

Rates used in this calculator

Everything else on this page is an input. These are the only rates the page states, each with its source:

ItemValueSource, checked
Commission, fixed fee, collection fee, shippingYour category’s rate cardFlipkart Seller Hub (sign-in), 18 Oct 2026
TCS0.5% of taxable valueMinistry of Finance (PIB), from 10 Jul 2024
TDS (194-O)0.1%Income Tax Department, 4 Oct 2026
GST on garments5% up to ₹2,500 a piece, 18% above56th GST Council (PIB), 4 Oct 2026

Comparing channels? Run the same product through the Meesho commission calculator, the Amazon seller calculator and the Myntra seller calculator; all four use the same tax model. Fees and GST for every marketplace are on our seller fees and GST hub.

Frequently asked questions

What is bank settlement in Flipkart?

The money Flipkart transfers to your bank account for an order: the selling price minus commission, fixed fee, collection fee, shipping, GST on those fees, TCS and TDS. On the example ₹999 kurta it is ₹693. It is not profit: your product cost still comes out of it.

How is Flipkart commission calculated?

As a percentage of the selling price, set by category, plus per-order fixed, collection and shipping fees, all listed on the rate card Flipkart publishes inside Seller Hub. Enter your category’s figures in the calculator; the 15% default is only an example.

0.5 commission kitna hota hai?

0.5% of a price is the price ÷ 200: ₹5 on ₹999, ₹50 on ₹10,000. If the 0.5% on your Flipkart settlement is TCS, it is 0.5% of the taxable value, not of the price (₹4.76 on the example), and it comes back as a credit in your GST return.

Does Flipkart charge GST on commission?

Yes, GST is charged on Flipkart’s commission and fees. The calculator defaults to the 18% standard rate; use the rate on Flipkart’s fee invoice. A GST-registered seller claims it back as input tax credit, so it reduces the settlement but not the profit.

Is the Flipkart settlement my profit?

No. Take your product cost, packing and ad spend out of the settlement, then allow for returns. On the example the ₹693 settlement leaves ₹232 on a delivered order and ₹181 per order at 15% returns.

When does Flipkart pay sellers?

Flipkart sets the payment schedule in its seller terms and shows your payments in Seller Hub. This calculator does not assume a date, so read yours there and plan stock purchases around the gap between sale and payout.

Only the taxes are pre-filled from law. Commission, fixed fee, collection fee, shipping, returns and costs are example values for you to replace from your Seller Hub rate card and settlement reports. Tax rates checked 4 October 2026.